Finance is a great way to spread the cost of your next bike.

We offer 0% interest free with durations of 6, 10, and 12 months

Why Choose Us?

We are experienced cycle industry professionals and pride ourselves in offering the local bike shop service online. Our staff are friendly and willing to help and work to provide the best service possible. We are dealers for many major brands and have good stocks of many models to give you an excellent choice of available bikes. We always go the extra mile for all our customers

Who can apply for finance?

You will need to:

Be at least 18 years of age

Have been a UK resident for 3 years or more

Be able to make repayments by Direct Debit

Be in regular employment (minimum 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment

How do I apply for finance?

Pick your bike

Contact us by email or phone.

We reserve the bike for you while the application is completed.

We submit the bike details and your email to V12 Finance.

V12 Finance send you a link to login and apply.

Submitting your application takes 5 minutes.

You will usually get your decision immediately.

If approved you bike will be despatched the next working day.

If declined no payment or deposit will be taken.

What finance options do you offer?

The standard options that we offer are:

6 Months 0% Interest Free
10 Months 0% Interest Free
12 Months 0% Interest Free

Minimum deposit 10%
Maximum deposit 50%

See below for representative finance examples:

12 Months Interest Free

Interest Rate:
0% Apr
Cost of Bike:
£3,000.00
Deposit:
£300.00
Amount of Loan:
£2,700.00
Total Repayable:
£3,000.00
Monthly Payment:
£225.00

10 Months Interest Free

Interest Rate:
0% Apr
Cost of Bike:
£1,000.00
Deposit:
£100.00
Amount of Loan:
£900.00
Total Repayable:
£1,000.00
Monthly Payment:
£90.00

6 Months Interest Free

Interest Rate:
0% Apr
Cost of Bike:
£700.00
Deposit:
£100.00
Amount of Loan:
£600.00
Total Repayable:
£700.00
Monthly Payment:
£100.00

Who are V12 Finance?

Credit is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority with registration number 204550. For more information please visit www.v12retailfinance.com

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How Do I Apply?

To apply for finance please contact us.